22 April 2011
We never expect the travel insurance arrangement could take us so many days. We first obtained the information about Chartis from MSL Travel. One week later, we were told that there is no any travel insurance in Malaysia which are not for travelling visa holder. We did not believe and started to ask other insurance companies but we got the same answer. I believe there is not many people are aware of this.
We had no choice but to get an insurance from OrbitProtect, an insurance company founded in New Zealand. They do design different insurance plans for different visa holders such as seasonal worker, working holiday and etc. In fact, this is the cheapest and most common we could find. To be more cautious, we tried to find its review in internet. To our disappointment, there aren't many good reviews about it. Despite this, we are actually quite satisfied for the coverage with this fair price. It only costs NZD157 + 15% (for property cover) for 6 months coverage.
Of course there are other insurance companies you can choose from, but the price is much much more expensive. All of them cost almost double of OrbitProtect.
- Worldnomads: http://www.worldnomads.com/index.aspx?
- AA: http://www.aa.co.nz/insurance/Pages/default.aspx
- Comprehensive: https://www.ctisales.co.nz/policyMatrixSummary.aspx
- Souther cross: https://www.scti-online.co.nz/travel-insurance/travelcare-holiday.aspx
- Uni-Care: http://www.uni-care.org/pdfs/inboundvis.pdf
When we saw OrbitProtect is so much cheaper, we doubted its reliability. Due to budget constraint, we have finally chosen OrbitProtect. In any event of injury, we are protected under ACC in New Zealand, at least. Hopefully everything will go smooth and we would not need to make any claim.
2 comments:
Hi.. I am goin for working holiday in nz soon. Plan to buy the orbit protect too but would like to seek ppl review. So did u mk any claim from the insurance b4? We need to pay for the medical fee 1st or the insurance can straight pay for us at the moment we get medical attention (like the medical card)?
Hi Wei Wei
Thankfully everything went smooth and had not made any claim. So I am not really sure how the claim goes, but I think you need to pay and claim later
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